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We Deal With All The Bailiffs
Help With Bailiffs
What Is A Enforcement Agency or Agent
Enforcement Agency: The business that employs enforcement agents, unless specifically indicated (where different arrangements exist); we also include those public sector organisations that have in-house enforcement agents
Enforcement Agent: Someone who is responsible for the enforcement of court orders against goods (warrants of control) or the person (arrest warrants); we include those employed in the public and private sector, bailiffs and High Court Enforcement Officers
Code of Conduct
All enforcement agents, public and private, the enforcement agencies that employ them and the major creditors who use their services must follow standards set out for the enforcement agents (Bailiffs). Private sector enforcement agents who are recovering debts owed to the public sector perform the vast majority of enforcement work
There a set of common standards to cover this activity supporting the underpinning legislation. In order to improve the the standards set by the enforcement agents (Bailiffs) we work with you and the bailiffs to get matters resolved as soon as possible as the bailiffs must maintain high standards of business ethics and practice.
There can be serious consequences if you can’t pay your council tax arrears. However the amount paid is based on factors such as age, income, tenants living with you and the value of your home. Local authorities often act quickly if council tax payments are missed as they are given extra legal power to collect them. As a result of this, Bailiffs could be visiting your property.
You will receive an annual bill in March of every year stating how much needs to be paid towards your council tax bill. You can however spread the cost of your bill by paying in weekly, or monthly instalments. Although council tax bills often show payments over 10 months, if asked, your local authority must let you pay over a 12 month period.
Local councils set the amount of council tax you need to pay based on your council tax band. They are calculated by looking at the value of your property at a certain time. April 1991 in England and Scotland, and April 2003 in Wales. Northern Ireland kept the old system of domestic rates and in 2007 changed to a modified system.
You may qualify for council tax relief, which is a way to reduce your council tax bill if:
You live on your own, you’re entitled to a 25% ‘single person discount’. Also, some people are not counted when working out council tax. If you live with an apprentice, a full time student or a person who is significantly mentally impaired you may still qualify for a 25% discount.
You may also qualify for a reduction of your council tax if you’re on a low income. Local authorities have different thresholds for who qualifies.
You need to ensure that you let your local authority know if your circumstances change so they can send you an updated bill.our job).
Your insolvency practitioner will also review your financial circumstances once a year: you will need to show them similar paperwork as during the IVA application process. This is to make sure that your monthly payments are neither too high nor too low.
You will be sent a reminder letter if you are more than 14 days late paying a council tax payment. If you make the payment within 7 days of the reminder letter then you can keep paying your council tax in instalments.
However, if you fail to do this you can be asked by your local authority to pay the whole council tax for the rest of the year. You are then given 7 days to pay the whole amount before the local authorities can take you to court. Your local authority then has several ways to collect the unpaid council tax, the most common ways are using Bailiffs, using your wages to take payments straight out using an attachment of earnings. And taking payments from your benefits.
You should always contact your local authority first if you are having any problems regarding council tax.
If you feel that you have been unfairly treated or your council tax bill is wrong then you can make an official complaint. Your local authority needs to be given 8 weeks to reply to your complaint. if you are unhappy with the reply, you should contact the following.
The links below are independent organisations who can investigate a complaint further and give you further help. England – Local Government Ombudsman Scotland – Scottish Public Service Ombudsman Wales – Public Service Ombudsman for Wales
An IVA is normally only suitable for people with a predictable, fixed income. In order to get an IVA, you must usually have at least £70 left in disposable income after you have met your essential living costs each month. Your creditors may still agree if you don’t have enough disposable income as long as you have assets that you can sell to raise money towards paying your debts. We would be able to offer you more specific advice once we know your specific circumstances.
To work out if you have enough disposable income, you’ll need to make a budget. Add up any income from benefits, maintenance payments, and employment, any lump sums of cash (for example an inheritance or competition win), and any defined contribution pensions, and then subtract your everyday outgoings (like rent or mortgage payments, utility bills, food bills, and childcare costs). If you decide to go ahead with an IVA, your insolvency practitioner will need to see your budget.
© 2018 ivadebt.uk. All Rights Reserved | Disclaimer: ivadebt.uk is an independent lead generation website created to help users find the best possible financial help for their circumstances. Our service is 100% free to use. Following completion and submission of our form, we will introduce you to one of our select debt partners who will contact you via telephone using the information you have provided here on the website. * In some cases by entering an IVA you can write up to 80% of the debts. The amount written off will depend on your circumstances, income, assets and the current write-off policy of your creditors. Levels between 25% and 80% are realistic, dependent on your individual circumstances and ability to repay.
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