Process of An IVA

1. Complete A Review

A debt advisor (FCA Authorised) to identify which solution is available to you, This will include completing an income and expenditure to understand realistically what you can afford

2. Prepare you proposal

We will prepare and issue a proposal to your creditors to demonstrate to them how much you can afford to pay towards your debts

3. Request A Decision from Creditors

Your creditors will either accept or reject your IVA proposal, They all do not need to vote for your IVA to be accepted but our team will negotiate with your creditors to get your IVA accepted

4. Accepted IVA

Once your IVA has been accepted by your creditors it is a legal binding agreement on all of your unsecured creditors, they can no longer contact you regarding the debt which is in an IVA

As long as you follow the terms of the IVA agreement, at the end of an IVA any remaining unsecured debt will be written off

IVA Calculator

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How does IVA Calculator work?

  1. Based on the details you provided, IVA calculator will determine whether you qualify for IVA or not.
  2. It will also calculate the amount of debt you can write off with an Individual Voluntary Arrangement – IVA.
  3. Our IVA calculator will send your results to your dedicated adviser.
  4. We do not charge any setup fees.

Basic criteria to qualify for IVA

  1. Your total unsecured debts are £5,000 or more.
  2. You have 2 or more creditors.

It is possible that some other debt solution is best for you, to know call our 24hr helpline 0800 088 2599

IVA – Frequently Asked Questions
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The Money Advice Service is an impartial service set up by the Government. They provide free debt counselling, debt adjustment and credit information services.

© 2018 All Rights Reserved | Disclaimer: is an independent lead generation website created to help users find the best possible financial help for their circumstances. Our service is 100% free to use. Following completion and submission of our form, we will introduce you to one of our select debt partners who will contact you via telephone using the information you have provided here on the website.

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