Many of us will be starting 2017 with a sore head, not just from the night before… but being financially in the red! If you’re one of these people, like millions of others – you are on the right page! Whether you want to clear your debt or become a little bit savvier with your finances, follow our top tips to help you gain control!
Save money on energy!
Unless you’ve been hiding under a rock for the past few months, you’ll have realised that it’s been absolutely freezing! With the temperatures being at the lowest around this time of year, in turn the energy bills are at their highest.
According to the Energy Saving Trust, turning your thermostat down by just one degree can help you save up to £90 per year! Turning your appliances off when they are not in use instead of leaving them switched on could also save you another £30! It may not seem much, but every penny counts!
The real savings are to be made from doing your research and switching to a cheaper deal with another energy provider. Comparison site uSwitch say you can save up to £618 on your energy bills by switching now! Save money today!
Cut down on waste!
Did you know that households in the UK throw 7 million tonnes of food away each year! Around 50% of this is said to be perfectly good for consumption.
There are ways to crack down on your food waste. Cooking and preparing too much is the most common cause of wasting food for families, instead of throwing away what you don’t use – freeze them! There’s nothing wrong with freezing your leftovers and reheating them at a later date – they often taste nicer too!
Shop around your life insurance!
Life happens, circumstances change and your needs become different. This is why it’s important to get a second opinion on your life insurance policy. People often find that they are paying much more than what they should be doing when it comes to life insurance.
People often find that they are not adequately covered after having their policy over a number of years. It’s important to ensure your life insurance policy covers your needs for your current situation and circumstance.
Life Insurance Comparison take all the hard work out of searching around for a policy. Their simple use quote system allows them to search the whole of market and tailor a product to suit your individual needs each and every time. Get a second opinion by clicking the button below!
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Get professional help
Starting a new year off with a ton of debt on your shoulders can be a scary and hard time for anybody. If you feel that your debt is getting in the way of your day to day life then you need to step up and speak to a debt adviser about your situation. Whether you need to reduce your outgoings, pay off outstanding debt or write off your debt.
All our advisers at IVA Debt UK are fully trained and solely focused on offering debt advice. We have over 70 years combined experience in the industry and will work with you to find the best solution for your individual circumstance.
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